HealthComfort connects you with licensed agents representing 18 organizations and 52,101+ products across Medicare Advantage, Health, Life, and Final Expense plans — at zero cost to you.
Takes less than 2 minutes. No commitment required.
⚠️ FCS Disclaimer: Participating agencies represent Medicare Advantage [HMO, PPO and PFFS] organizations and stand-alone PDP plans contracted with Medicare. Enrollment depends on the plan's contract renewal.
From Medicare to Final Expense, our licensed agents help you find the right plan at no cost to you.
HMO, PPO and PFFS plans that bundle hospital, medical, and often prescription drug coverage into one plan.
Explore Plans →Stand-alone Part D PDP plans to help cover the cost of your medications from a wide formulary of drugs.
Explore Plans →Medigap plans that fill the cost gaps left by Original Medicare — deductibles, copays, and coinsurance.
Explore Plans →Whole life insurance designed to cover funeral costs, medical bills, and other end-of-life expenses.
Explore Plans →Individual and family health plans including ACA Marketplace, short-term, and supplemental coverage.
Explore Plans →Term and whole life policies to protect your family's financial future, tailored to your budget and needs.
Explore Plans →We connect you with licensed agents who shop multiple carriers to find the best coverage for your unique needs — completely free of charge.
We represent 18 organizations offering thousands of Medicare and insurance products — not just a handful.
Your information is handled with strict privacy protections. Jornaya and TrustedForm verified consent.
Speak with a real, licensed insurance professional — not a bot — who can answer your specific questions.
Medicare evaluates plans on a 5-star system. We help you access the highest-rated options available.
TPMO Disclaimer: We do not offer every plan available in your area. Currently, we represent 18 organizations, which offer 52,101 products in your area. Please contact Medicare.gov, call 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
We represent Medicare Advantage HMO, PPO and PFFS organizations and stand-alone PDP prescription drug plans that are contracted with Medicare. Enrollment depends on the plan's contract renewal.
Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply. ZSZ International is not connected to or endorsed by any government entity.
Every year, Medicare evaluates plans based on a 5-star rating system. Enrollment in Medicare/Medicare Advantage may be limited to certain times of the year unless you qualify for a Special Enrollment Period.
Last Updated: January 1, 2025 | Effective Date: January 1, 2025
We at zszinternational.com (the "Site", or "Us", "Our" or "We"), operated by ZSZ International, understand that You, the user of the Site and its services ("You") value Your privacy and We strive to respect that privacy when You are using the Site or Our services. This Privacy Policy describes what information We gather from You, how We use that information, who We share it with, and what We do to protect it. By using this Site, You are expressly consenting to the information handling practices described in this Privacy Policy. If You do not agree with this Privacy Policy, do not use the Site and do not submit any information to Us.
The information We collect from You includes, but is not limited to: name, age, gender, physical address, email address, phone number, household information, income, marital status, and personal health information such as medical history. We reserve the right, and the Site may collect from time to time, any other lawful personal information about You, such as information that will help us match products and services that may be of interest to You.
The Site also collects and retains non-personal, technical information about Your visit(s) to the Site, including, without limitation, IP address assigned to the computer You are using, the type of browser You are using, Your location, time of visit, and the operating system Your computer or device is using.
We use Your personal information to match Your request for insurance products and services with Our network of providers of insurance products and services.
We may also use Your personal information for any other lawful purpose, including, without limitation, sharing Your personal information with third parties who may send You ads or marketing communications about their products and offers which may be of interest to You.
By submitting Your information to Us, You are authorizing these third parties to contact You through any lawful means, including, without limitation, email, telephone (even if Your telephone number is on the do not call list), text, or online ads, regarding their products and services. If You subsequently desire that these third parties no longer contact You, You will need to communicate Your request directly to them.
We may also share Your information with third-party contractors who provide services to Us so that We can provide You with the Site and its various services. These third-party contractors are prohibited from using the information We provide for purposes other than performing services for Us. We may transfer Your information to third parties that are involved in a corporate merger or acquisition with Us.
We may use cookies, web beacons, and other tracking technologies to collect information about You and Your interaction with the Site. We may also use tracking technologies for interest-based advertising. Typically, Our cookies will expire after 30 days. Most web browsers are set to accept cookies by default, but You can usually change Your settings to reject cookies.
Most browsers have a "Do Not Track" functionality accessible in the Preferences or Settings page. Because there are currently no industry standards for Do Not Track signals and responses, the Site is not designed to respond to the "Do Not Track" setting of Your browser.
We and Our third-party partners may engage in marketing tactics, including what is known as "interest-based advertising." This technology allows Us and Our partners to provide You with interest-based or targeted advertising based on websites You've visited, Your visit to this Site, or other data. For more information, please visit allaboutcookies.org. To opt out, visit optout.aboutads.info.
If, after submitting Your personal information to Us, You subsequently decide that You no longer want Us to retain and use Your personal information, please email Us at support@zszinternational.com and We will use commercially reasonable efforts to delete Your personal information which is no longer needed for our legal compliance purposes. Please note that if We have shared Your personal information with any third parties, You will have to contact them directly.
If We are sending you email marketing communications and You no longer wish to receive them, please click on the unsubscribe link in the email We send you or send Your opt-out request to support@zszinternational.com and We will implement Your opt-out request within 10 business days.
The Site may contain links to, advertisements for, or other content from third-party sites and services. Such third parties' practices and policies regarding the handling of Your information may differ from Ours. This Privacy Policy does not address any such third parties. Please review their privacy policies directly.
We use industry-standard safeguards in storing and maintaining Your personal information in a secure manner, and in transmitting Your personal information to Our third-party partners in a secure manner. However, You understand and agree the internet is not 100% secure.
Only individuals 18 years of age or older have permission to use the Site. The Site is not intended for or directed at children under 13 years of age. We do not knowingly collect personal information from children under 13 years of age.
Under California law, residents of California may request certain information about Our disclosure of personal information during the prior calendar year to third parties for marketing purposes. To request this information, please contact Us at support@zszinternational.com.
We may make changes to this Privacy Policy at any time, for any or no reason, with or without notice to You. Your continued use of the Site or Our services following a change or update constitutes Your continued agreement and consent to the practices described herein.
If You have any questions or comments regarding Our Privacy Policy, please reach Us at support@zszinternational.com
ZSZ International / HealthComfort
Email: support@zszinternational.com
Last Updated: January 1, 2025
The following sets forth the terms of use (the "Terms") for the website located at zszinternational.com (the "Site"), which is operated by ZSZ International ("Company"). Company may modify, alter or update these Terms at any time without prior notice, and your subsequent use of the Site shall constitute your consent to any modification, alteration or update.
The Site is provided on an "as is" basis for the convenience of customers and users, and the Site and the domain name(s) associated with them and all copyrights, trademarks and other proprietary and personal rights of the Site are the sole property of the Company. The Site is intended for use by persons 18 years of age or older.
You are permitted to access the Site and the content provided by Company (which may include text, images, hosted software, sound files, video or other content) (collectively, "Content") solely for the purpose of viewing the Site and other services offered by the Site, receiving information about Company's business and products, communicating with Company, or otherwise as stated on the Site.
Company hereby grants a worldwide, revocable, non-exclusive, non-transferable license to you to use the Content solely for the purpose of utilizing the Site. You may not copy, modify, reproduce, retransmit or otherwise utilize the Content in any other fashion or for any other purpose without the express written permission of the Content's owner.
Company makes no warranties, express or implied, with regard to the Site, their operation, or your use of the Site, including but not limited to warranties of merchantability or fitness for a particular purpose. Company makes no warranties as to the availability, up-time, functionality, error-free nature or reliability of the Site or other services.
IN NO EVENT SHALL COMPANY BE LIABLE TO YOU FOR ANY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DIRECT, CONSEQUENTIAL, INCIDENTAL OR INDIRECT DAMAGES, INCLUDING, WITHOUT LIMITATION, ANY LOSS OF DATA, LOSS OF PROFITS OR LOST SAVINGS, ARISING OUT OF THESE TERMS OR THE SITE, EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
By using this Site, you agree to indemnify and hold harmless Company, its affiliates and contractors, and its and their officers, directors, employees and agents from and against any loss, claim, damage, obligation, liability, cost or expense (including, without limitation, reasonable attorneys' fees) arising out of or in connection with any actual or threatened claim, suit, action or proceeding by any person based on or arising out of any use by you.
These Terms shall be governed by and interpreted in accordance with the laws of the State of Arizona, United States of America. You agree that the exclusive forum for any disputes arising out of these Terms and/or your use of the Site shall be the state and federal courts located in Phoenix, Arizona.
Any dispute or claim relating in any way to your use of this website, including any related calls, texts or other communications, will be resolved by binding arbitration, rather than in court, except that you may assert claims in small claims court if your claims qualify. This includes claims against our clients, vendors, and Marketing Partners, which are third-party beneficiaries of this arbitration agreement. The Federal Arbitration Act and federal arbitration law apply to this agreement.
The arbitration may be conducted by the American Arbitration Association (AAA) under its rules, including the AAA's Supplementary Procedures for Consumer-Related Disputes. The AAA's rules are available at www.adr.org or by calling 1-800-778-7879. You may choose to have the arbitration conducted by telephone, based on written submissions, or in person in the county where you live or at another mutually agreed location.
We each agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated or representative action. If for any reason a claim proceeds in court rather than in arbitration, we each waive any right to a jury trial.
The provisions regarding ownership, disclaimers, indemnification, governing law and forum set forth above will survive any termination of these Terms. All notices to Company in connection with these Terms shall be provided in writing, and any notice will be deemed to be provided on the date it is received.
ZSZ International / HealthComfort
Email: support@zszinternational.com
Telephone Consumer Protection Act Compliance Policy
ZSZ International, operating zszinternational.com ("HealthComfort"), strictly complies with the Telephone Consumer Protection Act (TCPA), 47 U.S.C. § 227, and its implementing regulations, as well as all applicable state telemarketing laws and Do Not Call regulations.
HealthComfort obtains prior express written consent before placing any autodialed or prerecorded calls or texts to any consumer. Consent is obtained through a clear and conspicuous disclosure on our webforms, and is documented using Jornaya (LeadiD) and TrustedForm verification technology.
Our consent language clearly discloses:
HealthComfort scrubs all consumer data against the National Do Not Call Registry prior to any outbound calling campaign. We maintain our own internal Do Not Call list and honor all opt-out requests within 30 days of receipt. Consumers may opt out by:
When consumer information is shared with our marketing partners, those partners are contractually required to maintain their own TCPA compliance programs and to honor opt-out requests. Consumers who wish to stop receiving communications from our partners must contact those partners directly.
HealthComfort maintains records of consumer consent for a minimum of four years, including the date and time of consent, the text of the consent disclosure, and independent verification through Jornaya and TrustedForm.
For TCPA-related inquiries, opt-outs, or complaints, contact:
ZSZ International / HealthComfort
Email: support@zszinternational.com
Our network of website and marketing partners who may contact you regarding insurance-related products and services.
When you submit your information on zszinternational.com, you consent to be contacted by ZSZ International and by members of our marketing partner network listed below. These partners are licensed insurance agencies, carriers, and lead distribution companies. The list of companies participating is subject to change.
This list is subject to change without notice. For questions, contact support@zszinternatioal.com